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By Edmund Cannon,Ian Tonks

The Pension predicament issues the altering demographic profile of the economic system: increasingly more aged folks supported through fewer children. Governments world wide are responding to this drawing close situation by means of transferring their pension regulations clear of pay-as-you-go platforms in the direction of person discount rates schemes. those rate reductions have to be switched over right into a pension at retirement, and annuities supply this functionality. This publication is a finished research of annuity
markets.

The e-book begins through outlining the context of public coverage in the direction of pensions, and explains the differing kinds of annuities to be had, targeting the united kingdom which has the most important annuity marketplace on the planet. It examines how annuities are priced, and describes the thoughts of mortality dimension. As a historical past, it offers a background of annuities, and the adventure of annuity markets in a few different international locations. The ebook outlines the commercial concept in the back of annuities, and explains how
annuities insure shoppers opposed to durability dangers. It is going directly to describes how annuities markets functionality: how they paintings, and whether or not they are effective, best onto a dialogue of the annuity puzzle. The publication concludes by means of discussing the regulatory framework, resources to be had to again annuity liabilities,
and fresh advancements in annuity markets.

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Annuity Markets by Edmund Cannon,Ian Tonks


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